# SBA 7(a) Lenders — All 50 states, DC and US territories; lenders active FY2020 to FY2026 location dataset All 2,341 locations in All 50 states, DC and US territories; lenders active FY2020 to FY2026, as one CSV: 143 fields per record, 52 states, file built November 7, 2026. $99 one-time, with up to 10 real rows free before you buy. Canonical URL: https://locationlists.com/data/sba-7a-lender-list 2,341 lenders that approved at least one SBA 7(a) loan between October 2019 and September 2026, built on 7 November 2026 from SBA's own loan-level FOIA file. 1,872 are FDIC-insured banks, 320 are credit unions and 149 are non-bank lenders such as small business lending companies. 1,237 of them made a loan in fiscal year 2026. Together they approved about 48,500 loans for about $29 billion that year. The 25 busiest lenders made about 59% of those loans. Each row is one lender with its head office address and map point. It carries total loans and dollars since FY2020 and loans and dollars for each fiscal year from 2020 to 2026. It counts loans in eight size bands for each year, from under $150,000 up to the $5 million maximum. It counts business acquisition loans for each year and those at $2.5 million and up on their own. For FY2026 it adds the average loan, average interest rate, variable-rate share, average term, Preferred Lender and SBA Express shares, secondary-market sales, franchise and new-business shares, the top borrower industry and state, and the lender's rank by loans and by dollars. Charge-offs, paid-in-full and canceled loans and jobs supported cover the whole period. Every count and dollar figure leaves out canceled loans. They sit in a column of their own. About 1,570 lenders made at least one business acquisition loan. 116 made ten or more in FY2026. 44 made five or more at $2.5 million and up. Those are the deals where SBA's rules now call for a quality of earnings report. Use it to find the lenders that fund acquisitions, rank lenders in a state or by loan size, target banks for a lender service, or read a bank's SBA program against its peers. ## The figures - Records: 2,341 locations - States: 52 - Coverage: All 50 states, DC and US territories; lenders active FY2020 to FY2026 - Fields: 143 - Price: $99 one-time, CSV download, commercial license (https://locationlists.com/license) - Snapshot built on November 7, 2026. Not rebuilt on a schedule. - File last modified: 2026-11-07 The file has all 2,341 locations across 52 states in one download. Building the same list by searching one area at a time tends to miss places, and a missed place looks like a gap in coverage that is not really there. ## Fields - `lender_id`: Row key: FDIC certificate number (FDIC-nnnn), NCUA charter number (NCUA-nnnn) or a name key (NAME-...) for non-bank lenders - `name`: Lender name as SBA records it - `lender_type`: Bank, Credit union or Non-bank lender - `fdic_cert`: FDIC certificate number (banks) - `ncua_charter`: NCUA charter number (credit unions) - `address`: Lender street address on its newest loan - `city`: Lender city - `state`: Lender state (two-letter code) - `zip`: Lender ZIP code - `country`: US - `address_as_of`: Approval date of the loan the address was read from - `active_fy2026`: Y when the lender approved a loan in fiscal year 2026 - `total_loans`: 7(a) loans approved FY2020 to FY2026, cancelled loans left out - `total_dollars`: Gross approval dollars FY2020 to FY2026 - `total_change_of_ownership`: Loans SBA flags as Change of Ownership (business acquisitions), FY2020 to FY2026 - `total_change_of_ownership_dollars`: Gross approval dollars on change-of-ownership loans - `loans_lt_150k`: Loans under $150,000, all years - `loans_150k_350k`: Loans of $150,000 to under $350,000, all years - `loans_350k_500k`: Loans of $350,000 to under $500,000, all years - `loans_500k_1m`: Loans of $500,000 to under $1 million, all years - `loans_1m_2m`: Loans of $1 million to under $2 million, all years - `loans_2m_3m`: Loans of $2 million to under $3 million, all years - `loans_3m_5m`: Loans of $3 million to under $5 million, all years - `loans_5m_plus`: Loans of $5 million, the 7(a) maximum, all years - `fy2020_loans`: Loans approved in fiscal year 2020 (October 2019 to September 2020) - `fy2020_dollars`: Gross approval dollars in fiscal year 2020 - `fy2020_change_of_ownership`: Change-of-ownership (business acquisition) loans in fiscal year 2020 - `fy2020_change_of_ownership_2_5m_plus`: Change-of-ownership loans of $2.5 million and up in fiscal year 2020 - `fy2020_lt_150k`: Loans under $150,000 in fiscal year 2020 - `fy2020_150k_350k`: Loans of $150,000 to under $350,000 in fiscal year 2020 - `fy2020_350k_500k`: Loans of $350,000 to under $500,000 in fiscal year 2020 - `fy2020_500k_1m`: Loans of $500,000 to under $1 million in fiscal year 2020 - `fy2020_1m_2m`: Loans of $1 million to under $2 million in fiscal year 2020 - `fy2020_2m_3m`: Loans of $2 million to under $3 million in fiscal year 2020 - `fy2020_3m_5m`: Loans of $3 million to under $5 million in fiscal year 2020 - `fy2020_5m_plus`: Loans of $5 million in fiscal year 2020 - `fy2021_loans`: Loans approved in fiscal year 2021 (October 2020 to September 2021) - `fy2021_dollars`: Gross approval dollars in fiscal year 2021 - `fy2021_change_of_ownership`: Change-of-ownership (business acquisition) loans in fiscal year 2021 - `fy2021_change_of_ownership_2_5m_plus`: Change-of-ownership loans of $2.5 million and up in fiscal year 2021 - `fy2021_lt_150k`: Loans under $150,000 in fiscal year 2021 - `fy2021_150k_350k`: Loans of $150,000 to under $350,000 in fiscal year 2021 - `fy2021_350k_500k`: Loans of $350,000 to under $500,000 in fiscal year 2021 - `fy2021_500k_1m`: Loans of $500,000 to under $1 million in fiscal year 2021 - `fy2021_1m_2m`: Loans of $1 million to under $2 million in fiscal year 2021 - `fy2021_2m_3m`: Loans of $2 million to under $3 million in fiscal year 2021 - `fy2021_3m_5m`: Loans of $3 million to under $5 million in fiscal year 2021 - `fy2021_5m_plus`: Loans of $5 million in fiscal year 2021 - `fy2022_loans`: Loans approved in fiscal year 2022 (October 2021 to September 2022) - `fy2022_dollars`: Gross approval dollars in fiscal year 2022 - `fy2022_change_of_ownership`: Change-of-ownership (business acquisition) loans in fiscal year 2022 - `fy2022_change_of_ownership_2_5m_plus`: Change-of-ownership loans of $2.5 million and up in fiscal year 2022 - `fy2022_lt_150k`: Loans under $150,000 in fiscal year 2022 - `fy2022_150k_350k`: Loans of $150,000 to under $350,000 in fiscal year 2022 - `fy2022_350k_500k`: Loans of $350,000 to under $500,000 in fiscal year 2022 - `fy2022_500k_1m`: Loans of $500,000 to under $1 million in fiscal year 2022 - `fy2022_1m_2m`: Loans of $1 million to under $2 million in fiscal year 2022 - `fy2022_2m_3m`: Loans of $2 million to under $3 million in fiscal year 2022 - `fy2022_3m_5m`: Loans of $3 million to under $5 million in fiscal year 2022 - `fy2022_5m_plus`: Loans of $5 million in fiscal year 2022 - `fy2023_loans`: Loans approved in fiscal year 2023 (October 2022 to September 2023) - `fy2023_dollars`: Gross approval dollars in fiscal year 2023 - `fy2023_change_of_ownership`: Change-of-ownership (business acquisition) loans in fiscal year 2023 - `fy2023_change_of_ownership_2_5m_plus`: Change-of-ownership loans of $2.5 million and up in fiscal year 2023 - `fy2023_lt_150k`: Loans under $150,000 in fiscal year 2023 - `fy2023_150k_350k`: Loans of $150,000 to under $350,000 in fiscal year 2023 - `fy2023_350k_500k`: Loans of $350,000 to under $500,000 in fiscal year 2023 - `fy2023_500k_1m`: Loans of $500,000 to under $1 million in fiscal year 2023 - `fy2023_1m_2m`: Loans of $1 million to under $2 million in fiscal year 2023 - `fy2023_2m_3m`: Loans of $2 million to under $3 million in fiscal year 2023 - `fy2023_3m_5m`: Loans of $3 million to under $5 million in fiscal year 2023 - `fy2023_5m_plus`: Loans of $5 million in fiscal year 2023 - `fy2024_loans`: Loans approved in fiscal year 2024 (October 2023 to September 2024) - `fy2024_dollars`: Gross approval dollars in fiscal year 2024 - `fy2024_change_of_ownership`: Change-of-ownership (business acquisition) loans in fiscal year 2024 - `fy2024_change_of_ownership_2_5m_plus`: Change-of-ownership loans of $2.5 million and up in fiscal year 2024 - `fy2024_lt_150k`: Loans under $150,000 in fiscal year 2024 - `fy2024_150k_350k`: Loans of $150,000 to under $350,000 in fiscal year 2024 - `fy2024_350k_500k`: Loans of $350,000 to under $500,000 in fiscal year 2024 - `fy2024_500k_1m`: Loans of $500,000 to under $1 million in fiscal year 2024 - `fy2024_1m_2m`: Loans of $1 million to under $2 million in fiscal year 2024 - `fy2024_2m_3m`: Loans of $2 million to under $3 million in fiscal year 2024 - `fy2024_3m_5m`: Loans of $3 million to under $5 million in fiscal year 2024 - `fy2024_5m_plus`: Loans of $5 million in fiscal year 2024 - `fy2025_loans`: Loans approved in fiscal year 2025 (October 2024 to September 2025) - `fy2025_dollars`: Gross approval dollars in fiscal year 2025 - `fy2025_change_of_ownership`: Change-of-ownership (business acquisition) loans in fiscal year 2025 - `fy2025_change_of_ownership_2_5m_plus`: Change-of-ownership loans of $2.5 million and up in fiscal year 2025 - `fy2025_lt_150k`: Loans under $150,000 in fiscal year 2025 - `fy2025_150k_350k`: Loans of $150,000 to under $350,000 in fiscal year 2025 - `fy2025_350k_500k`: Loans of $350,000 to under $500,000 in fiscal year 2025 - `fy2025_500k_1m`: Loans of $500,000 to under $1 million in fiscal year 2025 - `fy2025_1m_2m`: Loans of $1 million to under $2 million in fiscal year 2025 - `fy2025_2m_3m`: Loans of $2 million to under $3 million in fiscal year 2025 - `fy2025_3m_5m`: Loans of $3 million to under $5 million in fiscal year 2025 - `fy2025_5m_plus`: Loans of $5 million in fiscal year 2025 - `fy2026_loans`: Loans approved in fiscal year 2026 (October 2025 to September 2026) - `fy2026_dollars`: Gross approval dollars in fiscal year 2026 - `fy2026_change_of_ownership`: Change-of-ownership (business acquisition) loans in fiscal year 2026 - `fy2026_change_of_ownership_2_5m_plus`: Change-of-ownership loans of $2.5 million and up in fiscal year 2026 - `fy2026_lt_150k`: Loans under $150,000 in fiscal year 2026 - `fy2026_150k_350k`: Loans of $150,000 to under $350,000 in fiscal year 2026 - `fy2026_350k_500k`: Loans of $350,000 to under $500,000 in fiscal year 2026 - `fy2026_500k_1m`: Loans of $500,000 to under $1 million in fiscal year 2026 - `fy2026_1m_2m`: Loans of $1 million to under $2 million in fiscal year 2026 - `fy2026_2m_3m`: Loans of $2 million to under $3 million in fiscal year 2026 - `fy2026_3m_5m`: Loans of $3 million to under $5 million in fiscal year 2026 - `fy2026_5m_plus`: Loans of $5 million in fiscal year 2026 - `fy2026_avg_loan`: Average gross approval in FY2026, dollars - `fy2026_avg_interest_rate`: Average initial interest rate on FY2026 loans, percent - `fy2026_variable_rate_share`: Share of FY2026 loans at a variable rate (0 to 1) - `fy2026_avg_term_months`: Average term of FY2026 loans, months - `fy2026_plp_share`: Share of FY2026 loans processed under the Preferred Lenders Program - `fy2026_express_share`: Share of FY2026 loans processed as SBA Express - `fy2026_sold_secondary_share`: Share of FY2026 loans sold on the secondary market - `fy2026_franchise_share`: Share of FY2026 loans to franchise businesses - `fy2026_new_business_share`: Share of FY2026 loans to startups or businesses two years old or less - `fy2026_borrower_states`: Number of borrower states in FY2026 - `charge_offs`: Loans charged off, FY2020 to FY2026 - `charge_off_dollars`: Gross charge-off dollars - `charge_off_rate`: Charge-offs divided by approved loans (0 to 1) - `paid_in_full`: Loans paid in full - `cancelled`: Loans canceled before disbursement; not in any other count - `jobs_supported`: Jobs supported as reported on the loan applications - `first_approval_date`: Earliest approval date in the file - `last_approval_date`: Latest approval date in the file - `fy2026_rank_by_loans`: Rank among all lenders by FY2026 loan count (blank when none) - `fy2026_rank_by_dollars`: Rank among all lenders by FY2026 dollars (blank when none) - `rank_by_total_dollars`: Rank by dollars approved FY2020 to FY2026 - `fy2026_top_industry`: Most common borrower industry in FY2026 (NAICS description) - `fy2026_top_industry_share`: Share of FY2026 loans in that industry - `fy2026_top_borrower_state`: State with the most FY2026 borrowers - `fy2026_top_borrower_state_share`: Share of FY2026 loans in that state - `latitude`: Head office latitude (Census geocoder; see geo_precision) - `longitude`: Head office longitude - `source_url`: The SBA FOIA file the row was built from - `source_date`: The as-of date of that file - `fiscal_years_covered`: FY2020-FY2026 - `geo_precision`: address, zip_centroid or city_centroid - `county`: County of the head office - `county_fips`: County FIPS code - `county_note`: Set when the ZIP spans more than one county - `address_quality`: complete, no_house_number or po_box ## What we did to this data Unified 31 city spellings, added coordinates to 2,335 listings, added the county to 2,335 listings, flagged 58 incomplete addresses and measured 2,341 rows. Rebuilt November 7, 2026 from data.sba.gov. ## How complete the key fields are street address 100%, city 100%, state 100%, ZIP code 100%, latitude 100%, longitude 100%. 141 of 143 columns are filled on at least half the rows. ## Ask this list a question with a link No connector and no account; each link answers with the matching count, preview rows and the price for just that part. - [Only Minnesota, the state with the most](https://locationlists.com/find?dataset=sba-7a-lender-list&state=MN) - [Within 25 miles of Minneapolis, MN, the busiest area](https://locationlists.com/find?dataset=sba-7a-lender-list&near=Minneapolis+MN&radius=25) - [Only rows where active_fy2026 is Y](https://locationlists.com/find?dataset=sba-7a-lender-list&where=active_fy2026%3Aeq%3AY) - [Every Banks & Bank Branches list combined, within 25 miles of New York, NY](https://locationlists.com/find?category=bank-branches&near=New+York+NY&radius=25) - [Each one's nearest US Bank Branches — Every FDIC-Insured Office, in Minnesota, with miles](https://locationlists.com/find?dataset=sba-7a-lender-list&state=MN&relate=nearest&k=1&b.dataset=us-bank-branches-every-fdic-insured-office&b.state=MN) - [The whole list: add a city, state, ZIP code or distance](https://locationlists.com/find?dataset=sba-7a-lender-list) ## The same dataset, for machines - Record as JSON: https://locationlists.com/data/sba-7a-lender-list/dataset.json - Free sample, up to 10 real rows: https://locationlists.com/data/sba-7a-lender-list/sample.csv or https://locationlists.com/data/sba-7a-lender-list/sample.json - Buy link (opens Stripe Checkout): https://locationlists.com/data/sba-7a-lender-list/buy ## Questions ### What counts as a lender? One row per lending institution. The key is the FDIC certificate number for a bank, the NCUA charter number for a credit union and the name for a non-bank lender. A bank that was bought keeps its own row for the loans it made under its own certificate. The address is the lender address SBA recorded on the lender's newest loan, geocoded by the Census Bureau. ### Which loans are counted? Every 7(a) loan SBA approved from 1 October 2019 to 30 September 2026, except loans canceled before disbursement. Those are in the cancelled column only. Charged-off and paid-in-full loans stay in the counts because they were made. The size bands are on the gross approval amount, which is the loan, not the purchase price of the business. ### What is a change-of-ownership loan? SBA marks each loan with the borrower's business age. Change of Ownership means the loan funded the purchase of an existing business. Since October 2026 SBA requires a lender-engaged quality of earnings report on acquisitions of $3 million and up. The $2.5 million-plus columns show which lenders see those deals. SBA does not flag a loan that funds an expansion by acquisition. Those loans are not in these columns. ### Is there a phone number or a contact? No. SBA's file carries the lender's name and address only. Join on fdic_cert to our US bank lists for branch counts and deposits. ### How is this different from SBA's own lender report? SBA's weekly lender report gives each lender's loan count and dollars for the current fiscal year. This file adds seven fiscal years, eight size bands for each year, acquisition loans, rates, terms, processing mix, charge-offs and rank. It also places each head office on a map. ### When is it refreshed? Snapshot built on November 7, 2026. It is a one-time snapshot and is not rebuilt on a schedule. ### How is this data cleaned? Every rebuild runs the same steps and counts what each one changed. For the current file, rebuilt November 7, 2026 from data.sba.gov: Merged 0 duplicate listings that had the same business name, street address and ZIP code, keeping every filled-in detail from both (November 7, 2026). Unified 31 city names written more than one way within the same ZIP code (for example with and without a space or an abbreviation) to the US Census Bureau spelling (November 7, 2026). Corrected 0 misspelled city names to the US Census Bureau place name for their ZIP code (November 7, 2026). Added map coordinates to 2,335 listings that had none, from the US Census Bureau address geocoder or, where the street address could not be matched, the centre of the ZIP code (November 7, 2026). Set the county and its federal county code on 2,335 listings, matched to the US Census Bureau county list from the county the source records, the listing's map point, or its ZIP code area (November 7, 2026). Checked every map point against the state in its address and re-placed 0 points that fell outside that state (November 7, 2026). Flagged 58 addresses that are incomplete, a PO box, or missing a house number, in an address quality column (November 7, 2026). Checked that the row count, state count and field completeness published for this file were measured from the file itself (November 7, 2026). ### Isn't this free on data.sba.gov? The underlying records are public on data.sba.gov. What you pay for is the work between that public release and this file: unified 31 city spellings, added coordinates to 2,335 listings, added the county to 2,335 listings, flagged 58 incomplete addresses and measured 2,341 rows. The current file was rebuilt November 7, 2026 from data.sba.gov. Doing it yourself means downloading the full release, repeating each of those steps, and repeating them again every time the source updates. ### How complete is each field? Measured on every row of the current file, the share of rows that carry each key field: street address 100%, city 100%, state 100%, ZIP code 100%, latitude 100%, longitude 100%. 141 of 143 columns are filled on at least half the rows.